📅 DCA (Dollar-Cost Averaging) Calculator
Dollar-cost averaging means investing the same amount on a regular schedule. This calculator shows how much you would invest, how many units you would build up and your average cost, using a simple assumed price path.
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How to use the dca (dollar-cost averaging) calculator
- Enter the amount you invest each period and how often.
- Set the starting price and an assumed yearly price change.
- Add some volatility to see how price swings change your average cost.
- Compare your average cost with the final price.
Strategies that use this tool
Dollar-Cost Averaging
Dollar-cost averaging means investing the same amount of money on a regular schedule, no matter what the market is doing. It takes the guesswork out of timing and turns investing into a calm, repeatable habit.
💎Crypto HODL with DCA
This approach combines regular, fixed crypto purchases with a long-term holding mindset. It aims to smooth out crypto's wild price swings while keeping exposure small and disciplined.
Frequently asked questions
Is DCA better than investing a lump sum?
Not always. A lump sum is invested longer, but DCA reduces the stress of timing and builds a habit.
Does DCA work for crypto?
The math is the same, but crypto is far more volatile, so risk only money you can afford to lose.
Why is my average cost below the average price?
A fixed amount buys more units when prices are low, which pulls the average cost down.